Financial Protection
Life insurance provides financial protection to beneficiaries in case of the insured’s death, offering a specified sum to the designated person. Savings insurance, on the other hand, are instruments that allow long-term capital accumulation, with the possibility of receiving a return or benefit in the future. Finally, accident insurance provides coverage in case of injury or accidental death, offering indemnities or economic compensations.

These types of insurance provide peace of mind and financial security for both the insured and their loved ones in times of need.
Main coverage
The main coverage and protection of this kind of insurances:
- Death benefit: Payment of a specified sum to designated beneficiaries in case of the insured’s death.
- Disability benefit: Coverage in case the insured suffers total or permanent disability.
- Coverage for critical illnesses: Payment of a specified sum in case of diagnosis of critical illnesses such as cancer, heart attack, among others.
- Advanced payment in case of terminal illness: Possibility of receiving part of the benefit during life in case of terminal illness.
- Capital accumulation: Possibility of making periodic contributions to accumulate capital in the long term.
- Financial return: Potential to obtain returns or interest on the accumulated capital.
- Flexibility in withdrawals: Possibility of making partial or total withdrawals of the accumulated capital according to the insured’s needs.
- Tax benefits: Fiscal advantages regarding the taxation of returns or when making withdrawals.
- Indemnity for accidental death: Payment of a specified sum to beneficiaries in case of the insured’s death due to an accident.
- Coverage for permanent disability: Economic compensation in case of suffering total or permanent disability due to an accident.
- Reimbursement of medical expenses: Covers necessary medical expenses to treat injuries caused by accidents.
- Travel assistance: Medical and travel assistance services in case of accidents while abroad.

LIFE, SAVINGS & ACCIDENT INSURANCES SERVICES
- Savings plans
- Pension plans
- Death insurance
- Disability insurance
- Work accident insurance
- Etc.

Funded by the European Union – NextGenerationEU


